Paid every two weeks?
See what that actually means monthly.
Free budget calculator — no account, no sign-up
A clear budget for irregular income, multiple pay schedules and real-life money.
See exactly what you have left after expenses.
Add your income and expenses — whatever the frequency or currency — and instantly see what you have left.
Budget irregular income from contracts, freelance, or gig work — see what you actually earn per month.
Built for how you actually get paid
- Irregular income from contracts, freelance or gig work
- Multiple pay schedules — weekly, biweekly, twice-monthly or monthly
- Savings goals and investment planning
- Budgets across different time periods and currencies
- 100% Free
- No bank connection
- No account
- Any pay frequency
- Multi-currency
- Goals & investing
Working a six-month contract?
Build your Budget around the actual dates.
Earn in dollars and spend in euros?
Put both in one Budget.
For irregular income, multiple pay schedules, savings goals and multi-currency budgets — one clear Budget.
Popular calculators
Popular calculators
Jump straight to the calculator built for your situation.
01— The calculator
One budget, every time frame
Add your income, expenses and savings as you think of them — daily coffee, weekly groceries, monthly rent, annual insurance. Clear Budget converts everything instantly.
⚙️ Calculator Settings
Budget Currency
Budget period
Income
Salary, side work, benefits — anything coming in.
Nothing here yet — add your first income to see instant conversions.
Tip: use “Try an example” above to see how a filled-in budget looks, then clear it and add your own.
Estimated income totals
Daily
$0.00
Weekly
$0.00
Monthly
$0.00
Annual
$0.00
Expenses
Add every regular expense, from housing and groceries to subscriptions and debt payments.
Nothing here yet — add your first expense to see instant conversions.
Tip: use “Try an example” above to see how a filled-in budget looks, then clear it and add your own.
Estimated expenses totals
Daily
$0.00
Weekly
$0.00
Monthly
$0.00
Annual
$0.00
Money left after expenses
Available to Save / Invest
This is your income minus your expenses — the cash you can put to work. Allocate it below across your goals, savings and investment plans.
Daily
$0.00
Weekly
$0.00
Monthly
$0.00
Annual
$0.00
Add your income and expenses above to see what you have left to save or invest.
Goals, Savings & Investing
Allocate your available money across goals, savings and investments — emergency fund, retirement, vacation and more.
Nothing here yet — add your first savings goal to see instant conversions.
Tip: use “Try an example” above to see how a filled-in budget looks, then clear it and add your own.
Estimated goals, savings & investing totals
Daily
$0.00
Weekly
$0.00
Monthly
$0.00
Annual
$0.00
Financial picture
One clear view of everything you have
Income, expenses, what’s left, goals, remaining and projected wealth — the same six metrics Clear Budget calculates for you, live.
Income
$4,200
Expenses
$2,950
What's Left
$1,250
Goals
$650.00
Remaining
$600.00
Projected Wealth
$18,420
as of year end
02— Your balance
See your complete financial picture
Clear Budget brings your income, expenses, what's left, goals and remaining balance together for every time period you choose.
Financial Picture
Income
$0.00
Expenses
$0.00
What's Left
$0.00
Goals · Savings · Investments
$0.00
Remaining
$0.00
Your financial picture will appear here
Add your income and expenses above to see what you have left, your goals and your remaining balance across Daily, Weekly, Monthly and Annual views. Try “Try an example” to see how it works with sample numbers.
| Period | Income | Expenses | What's Left | Goals | Remaining |
|---|---|---|---|---|---|
| Daily | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Weekly | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Monthly | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Annual | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Built around time
Every pay frequency, every time frame
Enter money the way you actually receive and spend it. Clear Budget converts daily, weekly, biweekly, twice-monthly, monthly and annual amounts into one consistent picture — with exact dates, date ranges, first payments and proration handled for you.
Daily
Coffee, lunch, parking — small daily amounts add up. See any daily figure as weekly, monthly and annual instantly.
Weekly
Groceries, fuel, allowances. Weekly amounts scale to every other period automatically.
Biweekly
Paid every 14 days? Biweekly pay is handled natively — about 26.09 pay periods per average year, converted correctly.
Twice per month
Two paychecks on fixed dates each month — 24 per year. Distinct from biweekly (every 14 days) and calculated separately.
Monthly
Rent, subscriptions, salaries. The classic monthly view, with what's left and remaining at a glance.
Annual
Insurance, property tax, bonuses. Annual amounts are spread across every period so nothing is missed.
Custom
A trip, a contract, a savings sprint. Define any duration or date range and Clear Budget totals it exactly.
Exact dates
Assign a real date to any entry — when rent is due, when a paycheck lands, when a bill is paid.
Date ranges
Set a start and end for any income, expense or goal so it only counts when it’s actually active.
First payment / contribution
Pin the first occurrence of a recurring amount so every later date lines up with reality.
Proration
Partial periods are prorated automatically — a mid-month start is counted fairly, not as a full month.
03— Your financial picture
From income to what you’ll have
Clear Budget describes and calculates — it never gives financial advice. Here is the chain it follows for every budget.
Income
Everything coming in — salary, side work, benefits, passive income — in any currency or frequency.
Expenses
Every regular cost, from housing and groceries to subscriptions and debt payments.
What's Left
Income minus expenses. The cash you have available to save, invest or spend.
Goals
Goals, savings and investments you allocate toward — emergency fund, retirement, a vacation.
Remaining
What's left after your goals too. The true surplus in your budget for the period you choose.
Projected Wealth
What you own today plus future income minus future expenses through the end of the selected period.
04— Clear Budget Plus
Your life changes. Your budget can too.
Plus adds multiple budgets and connected time-based views — Upcoming, Calendar and Forecast — built on the same calculator you already use.
Multiple Budgets
Separate budgets for home, business, travel or a partner — each with its own currency and period, combined into one picture.
Upcoming
See scheduled income, expenses and goal contributions arriving in the days and weeks ahead.
Calendar
Your dated recurring events on a monthly calendar — exactly when each amount lands.
Forecast
Project your Wealth over time using your scheduled income, expenses and investment growth.
Current & Projected Wealth
Track what you own today and where it’s heading through the end of any selected period.
Free vs Plus
Start free. Add more when you need it.
Free calculator
Calculate without an account — income, expenses, goals, multi-currency and every time frame. Nothing saved.
Free account
Save and manage one budget, sign in across devices, and keep your data private and synced.
Clear Budget Plus
Multiple budgets plus Upcoming, Calendar and Forecast — connected time-based views of your money.
05— How it works
Four steps to a clear budget
01
Add your income
Salary, side work, benefits — any frequency, any currency.
02
Add your expenses
Rent, groceries, subscriptions, debt — everything that goes out.
03
Add goals, savings or investments
Allocate what’s left toward an emergency fund, retirement or a goal.
04
See what’s left
Your financial picture updates instantly for the period you choose.
06— Learn
A free personal finance tool that speaks plain language
Clear Budget is a free budget calculator and personal budget calculator in one. Instead of wrestling with a spreadsheet, you type amounts the way you think about them — a daily coffee, a weekly grocery run, a monthly rent payment, an annual insurance bill — and the calculator converts everything into one consistent picture.
Because it doubles as an income and expense calculator and a savings calculator, you can see your cash flow, what's left and how much money is available to save or invest without switching tools. It is a free personal finance tool designed for people with no financial background: private, instant and jargon-free.
Daily budget calculator
Enter a daily amount and see it as weekly, monthly and annual figures instantly — a daily 100 becomes about 700 a week, 3,042 a month and 36,500 a year.
Weekly budget calculator
Paid weekly or shop weekly? Enter amounts per week and Clear Budget scales them to every other period automatically.
Monthly budget calculator
The classic view. See monthly income, monthly expenses, what's left and remaining at a glance on the summary dashboard.
Annual budget calculator
Zoom out to the full year: annual income, annual expenses, annual savings and annual remaining — perfect for spotting the true cost of small habits.
07— FAQ
Frequently Asked Questions
Calculator directory
Explore all budgeting calculators
Every Clear Budget calculator in one place, organized by what you are trying to do — budget by period, manage income and expenses, plan savings and goals, project investments, or budget for your life and work.