Features
Everything Clear Budget calculates
Different frequencies. Different currencies. Different timelines. Clear Budget turns them all into one clear picture — and leaves every decision to you.
Frequencies
Every way you get paid, in one Budget
Each income and expense row keeps its own frequency. Clear Budget converts everything to Day, Week, Month and Year at once — no spreadsheet formulas.
Daily
A coffee, a per-diem, a single day of work — entered as a daily amount and scaled to every period.
Weekly
Weekly pay or weekly groceries stay weekly; the totals update for every other period automatically.
Biweekly
Paid every two weeks? See what that actually means per month and per year without manual math.
Twice a month
Separate biweekly from twice-monthly — they are not the same, and Clear Budget treats them correctly.
Monthly
The classic view: rent, salary and subscriptions entered monthly, with instant longer-period totals.
Annual
Yearly insurance, annual bonuses or subscriptions — entered once a year and prorated down to the month.
Currencies
Earn in one currency, spend in another
Pick a budget currency, then optionally set a different currency on any single row. Clear Budget converts it into your budget currency automatically.
27 currencies
USD, EUR, GBP, CAD, AUD, JPY and more — choose the one that matches your life.
Per-row currency
A salary in dollars and rent in euros live in the same Budget, each in its own currency.
Live conversion
Exchange rates update automatically so your totals stay current across currencies.
Bitcoin support
BTC is a first-class currency, formatted to 8 decimals alongside your fiat totals.
Time periods
Budget around the actual dates
Real contracts do not start on the 1st. Clear Budget lets you define exact dates, date ranges and custom durations so the totals match reality.
First-payment dates
Set when a row first pays out — the conversion respects the real start, not an assumed one.
Date ranges
Budget a six-month contract from March 4 to September 10 and see the true total for that span.
Custom durations
Combine years, months, weeks and days into one custom period; every row is summed across it.
Proration
Amounts are prorated across the period you choose, so partial periods stay accurate.
Day · Week · Month · Year
Every result shows all four periods side by side, instantly, no matter what you entered.
Goals & projections
See where your money is going
Allocate what is left to goals, savings and investments. Set targets and an assumed return, and Clear Budget projects growth over time.
Savings goals
Name a goal, set a target amount, and track progress toward it with a contribution plan.
Emergency fund
Plan a buffer of months of expenses and see how long it takes to get there.
Investment growth
Add an annual contribution and an assumed return to project an investment over a time horizon.
Compound growth
See how compounding turns steady contributions into long-term value, with a clear disclaimer.
Projected wealth
Combine your budgets into one projected wealth picture over time (Clear Budget Plus).
Clear Budget calculates. You decide.
No bank connection required. Just your numbers and a clearer picture of them.