A free multi-currency budget calculator — one budget across different currencies

Multi-Currency Budget Calculator

Earn in one currency, spend in another, save in a third? A multi-currency budget calculator lets you enter each income, expense, savings and investment line in the currency it actually occurs in, then converts everything into one main Budget Currency so your totals always make sense together.

  • 100% free
  • Private by design
  • Live conversion
  • Multiple currencies supported

01— The basics

Multiple currencies supported, one Budget Currency

Clear Budget supports multiple currencies. You choose one as your main Budget Currency — the currency all your totals are shown in — and any individual income, expense, savings or investment entry can be entered in a different supported currency. Clear Budget converts each entry into your Budget Currency automatically, so the whole budget reads as one consistent picture.

$ USD

US Dollar

€ EUR

Euro

£ GBP

British Pound

C$ CAD

Canadian Dollar

A$ AUD

Australian Dollar

Fr CHF

Swiss Franc

¥ JPY

Japanese Yen

NZ$ NZD

New Zealand Dollar

S$ SGD

Singapore Dollar

HK$ HKD

Hong Kong Dollar

₹ INR

Indian Rupee

₱ PHP

Philippine Peso

Rp IDR

Indonesian Rupiah

$ MXN

Mexican Peso

R$ BRL

Brazilian Real

R ZAR

South African Rand

zł PLN

Polish Złoty

lei RON

Romanian Leu

Ft HUF

Hungarian Forint

₴ UAH

Ukrainian Hryvnia

₺ TRY

Turkish Lira

₩ KRW

South Korean Won

₽ RUB

Russian Ruble

¥ CNY

Chinese Yuan

฿ THB

Thai Baht

د.إ AED

UAE Dirham

₿ BTC

Bitcoin

02— The method

How multi-currency budgeting works

The flow is simple. First, pick your Budget Currency — the one you want all totals shown in. Then, for any entry that does not arrive in that currency, tick “Use different currency” on that row and choose the currency it actually occurs in. Clear Budget converts the amount into your Budget Currency in the correct order — original amount, then currency conversion, then frequency conversion — so every daily, weekly, monthly and annual total stays accurate.

1. Choose a Budget Currency

Pick the currency all your totals will be shown in using the live currency selector.

2. Set a per-entry currency

Tick “Use different currency” on any row paid in another currency.

3. See converted totals

Every total is displayed in your Budget Currency, with the original amount preserved.

Exchange rates update automatically

Clear Budget fetches live exchange rates and caches them for six hours, so your converted totals stay current without you doing anything. When multi-currency entries are in use, a small note shows when the rates were last updated. If rates cannot be fetched, affected entries are shown at their original amount only.

03— A simple example

A multi-currency budget example

Say your Budget Currency is EUR. You earn a monthly salary of $4,000 USD, pay rent of £1,000 GBP each month, and save €200 EUR monthly. With per-entry currencies set, Clear Budget converts the USD income and GBP rent into euros and totals everything in EUR.

Salary (USD → EUR)

$4,000 / mo

≈ €3,680 in budget currency

Rent (GBP → EUR)

£1,000 / mo

≈ €1,160 in budget currency

Savings (EUR)

€200 / mo

Already in budget currency

Monthly income ≈ €3,680, expenses ≈ €1,160, savings €200 — leaving about €2,320 remaining, all shown in your chosen Budget Currency. (Figures are illustrative; actual conversions use live rates.)

04— The tool

How Clear Budget helps you budget across currencies

Clear Budget is a free budget calculator with built-in multi-currency support. Choose a Budget Currency, set a different currency on any individual entry, and every total — income, expenses, savings and remaining — is shown in your Budget Currency with live conversion. The main Clear Budget calculator brings it all together in one private, no-account tool.

Per-entry currencies

Each income, expense, savings or investment row can use a different supported currency.

Private by design

Your numbers stay in your browser. No account, no sign-up, no tracking of your budget.

Live exchange rates

Rates update automatically and cache for six hours, with a last-updated note.

Ready to budget across currencies?

Open the free Clear Budget calculator. Choose your Budget Currency, set a different currency on any entry, and see all your totals converted into one consistent picture — privately, in your own browser.

100% free · No account needed · Private by design

Lifestyle & Work

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By Tanguy Lepage, founder of Clear Budget. Last reviewed October 2026. Clear Budget calculates and describes; it does not provide financial advice.